A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, diminish a credit union's ability to do those things.
KEMBA PEORIA scored 8 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.11.
One indication that KEMBA PEORIA is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.