How successful a credit union is at making money affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
KEKAHA scored 6 out of a possible 30 on Bankrate's test of earnings, less than the national average of 10.11.
One sign that KEKAHA is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.