THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is experiencing economic trouble. It follows then that when it comes to measuring an an institution's financial resilience, capital is key. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, KASKASKIA VALLEY received a score of 6 out of a possible 30 points, coming in below the national average of 15.65.
KASKASKIA VALLEY had a capitalization ratio of 6.00 percent in our test, below the average for all credit unions, suggesting that it's weaker than its peers.