THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members during times of economic instability for the credit union. Therefore, when it comes to measuring an an institution's financial strength, capital is key. When looking at safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, KANSAS CITY received a score of 14 out of a possible 30 points, falling short of the national average of 15.65.
KANSAS CITY had a capitalization ratio of 14.00 percent in our test, worse than the average for all credit unions, suggesting that it's on less solid financial footing than its peers.