THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members during periods of financial instability for the credit union. Therefore, when it comes to measuring an a credit union's financial strength, capital is essential. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, JOHNSONVILLE TVA EMPLOYEES scored 18 out of a possible 30 points, above the national average of 15.65.
JOHNSONVILLE TVA EMPLOYEES's capitalization ratio of 18.00 percent in our test was higher than the average for all credit unions, a sign that it's more well prepared for financial trouble than its peers.