THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is experiencing financial instability. Therefore, an institution's level of capital is a crucial measurement of its financial strength. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, JOHN WESLEY AME ZION CHURCH received a score of 8 out of a possible 30 points, lower than the national average of 15.65.
JOHN WESLEY AME ZION CHURCH appears to be weaker than its peers in this area, with a capitalization ratio of 8.00 percent in our test, worse than the average for all credit unions.