THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial resilience, capital is important. From a safety and soundness perspective, more capital is better.
On our test to measure the adequacy of a credit union's capital, JESSOP COMMUNITY received a score of 8 out of a possible 30 points, below the national average of 15.65.
JESSOP COMMUNITY had a capitalization ratio of 8.00 percent in our test, lower than the average for all credit unions, an indication that it could have a harder time weathering financial trouble than its peers.