A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better able to withstand financial trouble. However, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, JACKSON RIVER COMMUNITY scored 14 out of a possible 30, exceeding the national average of 10.11.
One indication that JACKSON RIVER COMMUNITY is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.