THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an an institution's financial fortitude, capital is valuable. When looking at safety and soundness, the more capital, the better.
JACKSON COUNTY finished below the national average of 15.65 on our test to measure the adequacy of a credit union's capital, scoring 8 out of a possible 30 points.
JACKSON COUNTY had a capitalization ratio of 8.00 percent in our test, lower than the average for all credit unions, a sign that it's weaker than its peers.