How successful a credit union is at earning money has an effect on its long-term survivability. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, potentially making the credit union better prepared to withstand economic trouble. Credit unions that are losing money, however, have less ability to do those things.
J C FEDERAL EMPLOYEES did below-average on Bankrate's test of earnings, achieving a score of 8 out of a possible 30.
J C FEDERAL EMPLOYEES had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, an indication that it's doing better than its peers in this area.