How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, ISRAEL MEMORIAL A M E scored 0 out of a possible 30, falling short of the national average of 10.11.
One indication that ISRAEL MEMORIAL A M E is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.