THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an a credit union's financial stability, capital is useful. When it comes to safety and soundness, more capital is better.
On our test to measure the adequacy of a credit union's capital, INTERSTATE UNLIMITED scored 22 out of a possible 30 points, exceeding the national average of 15.65.
INTERSTATE UNLIMITED had a capitalization ratio of 22.00 percent in our test, better than the average for all credit unions, suggesting that it could be more resilient in a crisis than its peers.