A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or use them to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Conversely, losses reduce a credit union's ability to do those things.
INTERNATIONAL UAW scored 6 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.11.
One sign that INTERNATIONAL UAW is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.