A credit union's profitability affects its safety and soundness. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
INTERNAL REVENUE EMPLOYEES did below-average on Bankrate's earnings test, achieving a score of 6 out of a possible 30.
One indication that INTERNAL REVENUE EMPLOYEES is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.