How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand economic shocks. However, credit unions that are losing money are less able to do those things.
INDUSTRIAL scored 4 out of a possible 30 on Bankrate's test of earnings, coming in below the national average of 10.11.
One indication that INDUSTRIAL is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.