THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members during times of financial instability for the credit union. Therefore, when it comes to measuring an a credit union's financial strength, capital is crucial. When it comes to safety and soundness, the more capital, the better.
I.B.E.W. - LOCAL NO. 5 received a score of 14 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, coming in below the national average of 15.65.
I.B.E.W. - LOCAL NO. 5 appears to be weaker than its peers in this area, with a capitalization ratio of 14.00 percent in our test, lower than the average for all credit unions.