How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand economic shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
HOPKINS COUNTY TEACHERS scored 6 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.11.
HOPKINS COUNTY TEACHERS had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's running ahead of its peers in this area.