A credit union's earnings performance has an effect on its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. Conversely, losses reduce a credit union's ability to do those things.
HONOLULU FIRE DEPARTMENT scored 6 out of a possible 30 on Bankrate's earnings test, falling short of the national average of 10.11.
HONOLULU FIRE DEPARTMENT had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's doing better than its peers in this area.