How successful a credit union is at earning money affects its long-term survivability. Earnings may be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's earnings test, HONEYWELL PHILADELPHIA DIV scored 0 out of a possible 30, coming in below the national average of 10.11.
One sign that HONEYWELL PHILADELPHIA DIV is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.