A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, HOLSTON METHODIST scored 10 out of a possible 30, below the national average of 10.11.
One indication that HOLSTON METHODIST is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.