THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members during times of financial trouble for the credit union. Therefore, when it comes to measuring an an institution's financial resilience, capital is key. From a safety and soundness perspective, more capital is better.
On our test to measure capital adequacy, HIGHWAY DISTRICT 9 scored 30 out of a possible 30 points, better than the national average of 15.65.
HIGHWAY DISTRICT 9 appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions.