THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and provides protection for members during periods of financial instability for the credit union. It follows then that when it comes to measuring an an institution's financial fortitude, capital is crucial. When it comes to safety and soundness, the more capital, the better.
HI-LAND scored above the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, scoring 28 out of a possible 30 points.
HI-LAND appears to be on more solid financial footing than its peers, with a capitalization ratio of 28.00 percent in our test, above the average for all credit unions.