How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses reduce a credit union's ability to do those things.
HERITAGE SOUTH COMMUNITY CU received above-average marks on Bankrate's test of earnings, achieving a score of 20 out of a possible 30.
HERITAGE SOUTH COMMUNITY CU had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's doing better than its peers in this area.