THE INSTITUTION'S SCORE
Capital works as a cushion against losses and affords protection for members when a credit union is experiencing economic instability. It follows then that when it comes to measuring an an institution's financial stability, capital is useful. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, HENDERSON STATE UNIVERSITY scored 22 out of a possible 30 points, beating the national average of 15.65.
HENDERSON STATE UNIVERSITY appears to be on more solid financial footing than its peers, with a capitalization ratio of 22.00 percent in our test, above the average for all credit unions.