THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial resilience, capital is useful. From a safety and soundness perspective, the higher the capital, the better.
HEALTHCARE PLUS fell below the national average of 15.65 on our test to measure capital adequacy, racking up 6 out of a possible 30 points.
HEALTHCARE PLUS appears to be weaker than its peers in this area, with a capitalization ratio of 6.00 percent in our test, below the average for all credit unions.