THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial fortitude, capital is crucial. When it comes to safety and soundness, the higher the capital, the better.
HAXTUN COMMUNITY finished below the national average of 15.65 on our test to measure the adequacy of a credit union's capital, scoring 6 out of a possible 30 points.
HAXTUN COMMUNITY had a capitalization ratio of 6.00 percent in our test, below the average for all credit unions, a sign that it's weaker than its peers.