THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial strength, capital is key. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, HAWAIIAN ELECTRIC EMPLOYEES achieved a score of 22 out of a possible 30 points, exceeding the national average of 15.65.
HAWAIIAN ELECTRIC EMPLOYEES appears to be on more solid financial footing than its peers, with a capitalization ratio of 22.00 percent in our test, above the average for all credit unions.