A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses reduce a credit union's ability to do those things.
HARTFORD HEALTHCARE scored 0 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
One indication that HARTFORD HEALTHCARE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.