A credit union's earnings performance affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's earnings test, HARDIN COUNTY HOSPITAL EMPLOYEES scored 0 out of a possible 30, lower than the national average of 10.11.
One sign that HARDIN COUNTY HOSPITAL EMPLOYEES is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.