A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, GUTHRIE scored 14 out of a possible 30, above the national average of 10.11.
One indication that GUTHRIE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.