How successful a credit union is at making money has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
GREEN RIVER AREA fell short of the national average on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
One sign that GREEN RIVER AREA is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.