A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, likely making the credit union better prepared to withstand economic shocks. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's test of earnings, GREATER WATERBURY HEALTHCARE scored 4 out of a possible 30, less than the national average of 10.11.
One sign that GREATER WATERBURY HEALTHCARE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.