A credit union's earnings performance affects its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's test of earnings, GREATER SPRINGFIELD scored 20 out of a possible 30, beating the national average of 10.11.
One indication that GREATER SPRINGFIELD is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.