A credit union's ability to earn money has an effect on its safety and soundness. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. However, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, GREATER LATROBE SCHOOLS scored 6 out of a possible 30, less than the national average of 10.11.
One indication that GREATER LATROBE SCHOOLS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.