A credit union's earnings performance affects its safety and soundness. Earnings can be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in times of trouble. However, credit unions that are losing money have less ability to do those things.
GREATER KINSTON scored 10 out of a possible 30 on Bankrate's test of earnings, coming in below the national average of 10.11.
One sign that GREATER KINSTON is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.