A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial trouble. Conversely, losses take away from a credit union's ability to do those things.
GREATER KENTUCKY CU, INC. did above-average on Bankrate's test of earnings, achieving a score of 12 out of a possible 30.
GREATER KENTUCKY CU, INC. had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's running ahead of its peers in this area.