How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
GREATER CLEVELAND COMMUNITY scored 16 out of a possible 30 on Bankrate's test of earnings, better than the national average of 10.11.
One sign that GREATER CLEVELAND COMMUNITY is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.