THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is experiencing economic instability. Therefore, a credit union's level of capital is an essential measurement of its financial resilience. When looking at safety and soundness, the more capital, the better.
GREATER CINCINNATI SCHOOL came in below the national average of 15.65 on our test to measure the adequacy of a credit union's capital, receiving a score of 6 out of a possible 30 points.
GREATER CINCINNATI SCHOOL had a capitalization ratio of 6.00 percent in our test, below the average for all credit unions, an indication that it's on less solid financial footing than its peers.