How successful a credit union is at earning money affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union better prepared to withstand economic shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
GREAT RIVER did below-average on Bankrate's earnings test, achieving a score of 10 out of a possible 30.
One indication that GREAT RIVER is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.