THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members when a credit union is struggling financially. Therefore, an institution's level of capital is a valuable measurement of its financial strength. When it comes to safety and soundness, the more capital, the better.
GREAT BASIN received a score of 10 out of a possible 30 points on our test to measure capital adequacy, less than the national average of 15.65.
GREAT BASIN had a capitalization ratio of 10.00 percent in our test, below the average for all credit unions, an indication that it's on less solid financial footing than its peers.