THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and provides protection for members when a credit union is experiencing financial trouble. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is essential. When looking at safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, GOOD SAMARITAN achieved a score of 30 out of a possible 30 points, better than the national average of 15.65.
GOOD SAMARITAN appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, above the average for all credit unions.