A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, potentially making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, GOETZ scored 12 out of a possible 30, above the national average of 10.11.
One sign that GOETZ is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.