A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, potentially making the credit union better able to withstand financial trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
GLOUCESTER MUNICIPAL scored 2 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
GLOUCESTER MUNICIPAL had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.