THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is experiencing financial trouble. Therefore, when it comes to measuring an a credit union's financial resilience, capital is essential. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, GLENDALE achieved a score of 16 out of a possible 30 points, beating out the national average of 15.65.
GLENDALE had a capitalization ratio of 16.00 percent in our test, equal to the average for all credit unions, an indication that it's right in line with its peers.