How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, likely making the credit union better prepared to withstand economic trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, GERMANIA scored 0 out of a possible 30, below the national average of 10.11.
One indication that GERMANIA is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.