A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
GEORGIA POWER NORTHWEST scored 2 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.11.
GEORGIA POWER NORTHWEST had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.