A credit union's profitability has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, likely making the credit union better prepared to withstand financial shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
GEORGIA POWER MACON fell behind the national average on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
One sign that GEORGIA POWER MACON is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.