THE INSTITUTION'S SCORE
Capital works as a cushion against losses and affords protection for members when a credit union is experiencing financial instability. Therefore, a credit union's level of capital is an essential measurement of its financial resilience. When it comes to safety and soundness, more capital is preferred.
GENUINE PARTS scored 30 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, beating the national average of 15.65.
GENUINE PARTS had a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions, a sign that it's stronger than its peers.