THE INSTITUTION'S SCORE
Capital works as a buffer against losses and affords protection for members during periods of financial trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial resilience, capital is important. When it comes to safety and soundness, the higher the capital, the better.
GENERATIONS received a score of 8 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, below the national average of 15.65.
GENERATIONS had a capitalization ratio of 8.00 percent in our test, lower than the average for all credit unions, suggesting that it's weaker than its peers.