A credit union's ability to earn money affects its safety and soundness. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, take away from a credit union's ability to do those things.
GENERAL scored 12 out of a possible 30 on Bankrate's test of earnings, better than the national average of 10.31.
One sign that GENERAL is doing better than its peers in this area was its earnings ratio of 5.00 percent in our test, higher than the average for all credit unions.